Last Updated: January 2025
These Terms and Conditions constitute a legally binding agreement made between you and Lbanks Enterprise Llc ("we," "us," or "our"), concerning your access to and use of our website and services.
By accessing or using our website, you agree that you have read, understood, and agree to be bound by all of these Terms and Conditions. If you do not agree with all of these terms, then you are expressly prohibited from using the site and you must discontinue use immediately.
By using our services, you represent and warrant that:
Any application for financing through Lbanks Enterprise Llc is subject to credit approval and verification of the information provided. We reserve the right to:
Submission of a financing application does not guarantee approval or funding.
If you opt in to receive SMS/text messages from Lbanks Enterprise Llc, the following terms apply:
By providing express consent through our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Lbanks Enterprise Llc using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message frequency varies; you may receive up to 4 messages per month. We will not exceed this frequency without obtaining your renewed consent.
Message and data rates may apply for any messages sent to you from us and to us from you. The number of messages you receive will depend on the options you select. If you have any questions about your text plan or data plan, contact your wireless provider.
You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. You will receive a confirmation message that you have been unsubscribed. After this, you will no longer receive SMS messages from us unless you opt in again.
For assistance or questions about our SMS program, reply HELP to any message, or contact us at leonard@lbanks-enterprise.com.
Consent to receive SMS messages is NOT a condition of purchase or of receiving any services from Lbanks Enterprise Llc. You may choose to receive communications via other methods such as email.
Supported carriers include AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, and most other major carriers. Message services are not available on all carriers. We are not liable for delayed or undelivered messages.
Unless otherwise indicated, the website is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the website (collectively, the "Content") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.
In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the website or services, even if we have been advised of the possibility of such damages.
We reserve the right to change, modify, or remove the contents of the website at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our website. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the website.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
If you have any questions about these Terms and Conditions, please contact us:
Lbanks Enterprise Llc
603 11TH Ave E
Bradenton, FL 34205
Email: leonard@lbanks-enterprise.com